UK Bank Bailout Money may never be recovered?

Opine the Solons sitting in Westminster. While this may not be a firm prediction but just a way of garnering a headline (CNBC) in the media it speaks volumes about the incompetence among 'lawmakers' (and the political class in general). Why should major banking institutions such as Lloyds TSB and Royal Bank of Scotland be beyond repair? If that would be the case one should start an orderly dismantling now. Maybe the raft of well-intentioned but often counterproductive regulation is intended to achieve just that. But then it would be better to admit this rather than trying to gain political capital with irresponsible statements. There is no reason why both banks should not be worth a lot of money in a few years time, maybe not as much as the taxpayer has put in but close to it at the very minimum.